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insurance brokers sdn. bhd.

International Insurance Brokers & Consultants

PERSONAL ACCIDENT


Death


1. Notify Broker/Insurer immediately.

2. Provide the following documents to Broker/Insurer :
- Claim Form duly completed and signed (by the Employer/Beneficiary/Next-of-kin)
- Doctor's Statement
- Death Certificate/Burial Permit
- Post Mortem Report - applicable for Accidental Death claim
- Coroner's Report - applicable for Accidental Death claim
- Police Report/Newspaper Report - applicable for Accidental Death claim
- Original Policy (for cancellation)*
- Letters of Administration*
- Instruction from Amanah Raya Berhad*

* not applicable where employers are the Insureds

Bodily Injury


1. Notify Broker/Insurer immediately.

2. Provide the following documents to Broker/Insurer :
- Claim Form duly completed and signed
- Police Report
- Medical Report
- Medical Leave Certificate
- Medical bills/Receipts

Total and Permanent Disablement Benefit


1. Notify Broker/Insurer immediately.

2. Provide completed claim form together with Medical Report within 120 days of disablement to Broker/Insurer. If the doctor has yet to provide the Medical Report, please advise Broker/Insurer of the reason(s) - e.g. The claimant is still hospitalised/under continued supervision of the doctor.

3. Please note that the Medical Report should have the following information:
- date of disability
- description of disability
- percentage of disability
- chances of recovery

4. If the claimant dies prior to the tenth/final annual payment is made, then the amount payable for death shall be the aggregate amount of remainder installments.